This product aims to facilitate students joining university straight from high school to build up savings to start post campus life. The target age group is therefore 19 to 25 years.

To keep the administration of the savings plan simple, the benefit level is determined by the amount that a student is willing to pay (premiums) and the savings duration. The monthly premiums are pre-set at Kes. 2,110/=, Kes. 1,580/= and Kes. 1,055/=. The corresponding sum assured depends on the number of years the student plans to save. The target sums assured range from Kes. 50,000/= to Kes. 155,262/=.

The steps to apply are very simple and easy to follow:

1. Fill in the application form
2. Submit the application form together with a copy of your National Identity Card or Passport
3. Submit a copy of your Student Identity Card

Premiums are payable by Mpesa, through the Pay Bill Number – 328100 (Please include the Account Number)

Where we have secured the agreement of the university to facilitate premium payment, this will be done at the same time of paying college fees.

Yes, the longer the saving period, the lower the premiums.

This is the person on whose life the insurance policy is taken. It can be the parent or guardian to the child.

The minimum age at entry is 18 years while the maximum age at entry is 65 years. The maximum age at maturity is 70.

The minimum sum assured is Kes. 200,000/=. There is no maximum.

The steps to apply are very simple and easy to follow:

1. Fill in the application form
2. If the sum assured is greater than Kes. 3,000,000/= a medical report will be required
3. Copy of both National Identity Cards or Passport for both lives
4. Copy of KRA PIN certificates for both lives
5. Payment of the first premium

1. For you and your spouse, the minimum age at entry is 18 years and the maximum age at entry is 65 years. You and your spouse are covered up to 75 years of age.
2. Your child is only covered for the ages between 3 years and 18 years or 25 years if a full-time student at a recognised education institution.
3. For parents, the maximum age at entry is 80 years. Parents are covered up to 90 years of age.

You can choose to be covered for a period of 5 years to 10 years

Premium payments can be made monthly, quarterly, semi-annually, and annually, through a variety of convenient methods.

Premiums are fixed for the duration of the policy. The level of premium will vary with the level of cover selected and with each additional family member who is covered.

The minimum age at entry is 18 years while the maximum age at entry is 65 years. The maximum age at maturity is 70.

The minimum sum assured is Kes. 350,000/=. There is no maximum sum assured.

The steps to apply are very simple and easy to follow:

1. Fill in the application form
2. If the sum assured is greater than Kes. 3,000,000/= a medical report will be required
3. Copy of both National Identity Cards or Passport for both lives
4. Copy of KRA PIN certificates for both lives
5. Payment of the first premium

The minimum sum assured is Kes200,000. There is no maximum sum assured.

The policy will acquire cash and paid-up value after the payment of at least three full years’ premiums and after it has been in force for at least 3 years.

Yes. The sooner you start contributing to your fund, the faster you will have your dreams come true. Also, the younger you are the lower your premiums will be.

The steps to apply are very simple and easy to follow:

1. Fill in the application form
2. If the sum assured is greater than Kes. 3,000,000/= a medical report will be required
3. Copy of both National Identity Cards or Passport for both lives
4. Copy of KRA PIN certificates for both lives
5. Payment of the first premium

The minimum sum assured is Kes. 200,000/=. There is no maximum sum assured.

The policy will acquire cash and paid-up value after the payment of at least three full years’ premiums and after it has been in force for at least 3 years.

Yes. The sooner you start contributing to your fund, the faster you will have your dreams come true. Also, the younger you are the lower your premiums will be.

The steps to apply are very simple and easy to follow:

1. Fill in the application form
2. If the sum assured is greater than Kes. 3,000,000/= a medical report will be required
3. Copy of both National Identity Cards or Passport for both lives
4. Copy of KRA PIN certificates for both lives
5. Payment of the first premium

The minimum age at entry is 18 years and the maximum age at entry is 50 years. You will be covered up to 70 years of age.

The minimum life cover amount that can be applied for is Kes. 500,000/= and there is no maximum sum assured.

The minimum policy term is 5 years and has options of 5, 10, 15, 20 or 25 years depending on your financial plan.

Premium will be payable for the policy term selected or until death of the life assured if it occurs within the term.

Premium payments can be made monthly, quarterly, semi-annually, and annually, through a variety of convenient methods.

Premiums are fixed for the duration of the policy. The level of premium will vary with the level of cover selected.

The minimum sum assured is Kes. 200,000/=. There is no maximum sum assured.

The policy will acquire cash and paid-up value after the payment of at least three full years’ premiums and after it has been in force for at least 3 years.

Yes, we all know the famous saying, ‘time is money’. The sooner you start contributing to your fund, the faster you will have your dreams come true. Also, the younger you are the lower your premiums will be.

The steps to apply are very simple and easy to follow:

1. Fill in the application form
2. If the sum assured is greater than Kes. 3,000,000/= a medical report will be required
3. Copy of both National Identity Cards or Passport for both lives
4. Copy of KRA PIN certificates for both lives
5. Payment of the first premium

The minimum sum assured is Kes. 200,000/=. There is no maximum sum assured.

The policy will remain in force for as long as you are alive and making the scheduled premium payments.

The cover provides for monthly, quarterly, semi-annual and annual premiums payable during the cover period. The policy offers both limited premium paying term options of 10, 15, 20, 25 and 30 years as well as premiums payable throughout your lifetime.

The level of premium will vary with the age of the life assured.